Every stablecoin and DeFi pool worth watching, sorted by APY like a price board. The honest bit: we split the real base yield from reward-token incentives, so you can tell a yield that lasts from a farm that is about to dry up. Live data, re-ranked on every visit.
Live on-chain data via DefiLlama · pools filtered to remove dust · reviewed 11 July 2026
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| Asset | Protocol | Chain | Type | Base APY | Reward APY | Total APY | TVL |
|---|---|---|---|---|---|---|---|
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It changes by the hour. Flip on the Stablecoins type filter and the top row is the current best on-chain yield above your TVL floor. For safety, lean toward high-TVL pools on names like Aave, Compound, Curve, Morpho or Sky rather than the very top APY, which is usually a small, risky pool.
Much of a headline APY can be reward tokens the protocol prints to attract deposits, not real yield, and those incentives dry up. That is why we split Base APY (sustainable) from Reward APY (incentives). A 40% APY that is all rewards is far less trustworthy than a 6% APY that is all base.
Total Value Locked, the money deposited in that pool. It is a rough trust signal: hundreds of millions has been battle-tested by a lot of capital; $1-2M with a 300% APY is usually a brand-new farm. High TVL is not a safety guarantee, but tiny TVL plus a huge APY is a classic warning sign.
No yield is risk-free. DeFi adds smart-contract risk, stablecoin de-peg risk and, for liquidity pools, impermanent loss. Even blue-chip protocols have been hacked. Only deposit what you can afford to lose, prefer audited protocols with long track records and high TVL, and treat anything too good to be true as exactly that.
It is live. Every load fetches current pools and re-ranks them, with a short cache to stay fast. Unlike static best-of lists written months ago, the rates here are close to real-time.