| Price/mo ▲ | Tool | Free tier | Type | Models | Agent | Best for |
|---|
Indicative individual-plan pricing as last reviewed 11 July 2026. This space changes fast and several tools moved to usage-based billing in 2026, confirm current plans and limits before subscribing.
Best AI coding assistant?
No single winner. Copilot is cheapest and everywhere; Cursor/Windsurf lead the AI-first editors; Claude Code/Codex lead the terminal agents. Many pair an IDE assistant with a terminal agent. Sort and filter above for your workflow.
Which are free?
Copilot, Windsurf, Amazon Q, Cody, Tabnine and JetBrains AI have free tiers; Continue, Aider and Zed are open-source (pay only for API usage). Filter for "Has free tier".
IDE assistant vs terminal agent?
IDE assistants help as you type in your editor; terminal agents run from the command line and can autonomously plan and edit across many files. The best 2026 workflow usually pairs both.